Study Abroad Loan Assistance
Don't let finances hold back your dreams. We connect you with the best education loan options — secured and unsecured — with fast approvals and full documentation support.
₹1.5 Cr
Max Loan Amount
8.5%
Lowest Interest Rate
15 Yrs
Max Repayment Tenure
7 Days
Avg. Approval Time
Two Flexible Loan Types
Choose the loan type that best fits your financial profile and funding requirements.
With Collateral
Lower interest rates with secured collateral
₹1.5 Crore
Max Amount
8.5% – 11%
Interest Rate
Up to 15 years
Max Tenure
Key Features
- Secured against property / fixed deposits / insurance
- Higher loan amounts — up to ₹1.5 Cr
- Lower interest rates (8.5% – 11% p.a.)
- Extended repayment tenure up to 15 years
- Moratorium period: course duration + 6–12 months
- Full tuition + living expenses covered
- Available from all major PSU & private banks
Without Collateral
No security required — ideal for eligible profiles
₹50 Lakhs
Max Amount
10% – 14%
Interest Rate
Up to 10 years
Max Tenure
Key Features
- No property or asset collateral required
- Loan amount up to ₹50 L (select NBFCs offer more)
- Based on co-borrower income & credit profile
- Processing within 7–14 working days
- Moratorium period during course duration
- Covers tuition, accommodation, travel & misc.
- Available for top-ranked institutions worldwide
Education Loan EMI Calculator
Estimate your monthly EMI by adjusting the loan amount, tenure, and interest rate.
EMI Calculator
Monthly EMI
₹33,721
per month for 7 years
Principal Amount
₹20,00,000
Total Interest Payable
₹8,32,593
Total Amount Payable
₹28,32,593
* Indicative figures only. Actual EMI may vary based on bank terms and processing fees.
Eligibility Criteria
- Indian citizen enrolled or seeking admission in a recognised foreign university
- Course must be a full-time degree/diploma programme
- Co-applicant (parent/guardian) with stable income required
- Minimum academic score: 50–60% in qualifying examinations
- Age: 18–35 years at the time of application
- Valid offer letter / conditional admission from the institution
- CIBIL score of co-applicant: preferably 700 and above
- No existing loan defaults on the applicant or co-applicant
Required Documents
- Completed loan application form
- Recent passport-size photographs
- Passport copy (applicant & co-applicant)
- Offer / Admission letter from the university
- Academic certificates (10th, 12th, UG/PG mark sheets)
- IELTS / TOEFL / PTE score card
- Income proof of co-applicant (salary slips / ITR)
- Bank statements — last 6–12 months
- Collateral documents (if secured loan)
- Fee schedule / cost breakdown from the university
- Scholarship letter (if applicable)
- Property documents / Fixed deposit receipts (for collateral loan)
Partner Banks & Financial Institutions
We work with India's leading banks to secure the best loan terms for our students.
State Bank of India
PSU Bank
HDFC Bank
Private Bank
Axis Bank
Private Bank
ICICI Bank
Private Bank
Bank of Baroda
PSU Bank
Punjab National Bank
PSU Bank
IDFC First Bank
Private Bank
Union Bank
PSU Bank
Why Get Your Loan Through Beyond Borders?
Bank Tie-Ups
Direct relationships with 8+ banks — faster processing, preferential rates.
Fast Approvals
Streamlined process with complete documentation support for quicker disbursal.
No Hidden Charges
Transparent fee structure. We tell you every cost upfront — no surprises.
Dedicated Advisor
A dedicated loan specialist handles your case from application to disbursal.
Loan Approval Process
- 1
Loan Enquiry & Profile Assessment
Share your profile, offer letter, and loan requirement. We assess eligibility and recommend the best bank and loan product.
- 2
Document Collection
We provide a precise document checklist and help you gather, organise, and verify every required document.
- 3
Bank Application Submission
We submit a complete, error-free application to our partner bank on your behalf, ensuring faster processing.
- 4
Bank Verification & Approval
The bank verifies your documents and profile. Our team follows up proactively to address any queries.
- 5
Loan Sanction & Disbursal
Receive your sanction letter and loan disbursal — directly to the university or your account, as required.
Ready to Fund Your Education?
Start your loan enquiry today. Our advisors will get back to you within 24 hours.